Loan insurance, credit insurance: different types of loans
Real Estate Loanable Loan
mortgage loan whose amount, duration and periodic repayments (amortization of capital and interest) are determined in advance, as the case may be, on a fixed basis or according to clearly defined review clauses.
Ready to eat
Loan whose amount is placed in an account made available to the borrower for purchases of everyday life. The amount is available permanently.
Professional Dampable Loose
Loan for professionals whose amount, duration and periodic repayments (amortization of capital and interest) are determined in advance, as the case may be, on a fixed basis or according to clearly defined review clauses.
Pret In Fine to the particular
It is a credit for which the borrower only pays interest throughout his repayment period. At the end of the loan, the borrower must repay the amount borrowed at one time. This credit is systematically linked to a capitalization solution such as life insurance.
Granting of a loan secured by the mortgage of a property.
Pret In Fine to the professional
This is a loan where the professional borrower only pays interest over the full term. At the end of the term, the professional borrower pays the amount of the principal at one time. This credit is associated with a capitalization such as a life insurance policy for professionals.
It is a loan granted to allow the purchase of a home before selling the immo property whose amount of sale must be used to acquire this property. It is necessary to be surrounded by a maximum of precaution before taking out this type of loan whose rate is generally not competitive. You must ensure the amount you can get from the sale of your home because, if it is not the case, your financing plan could be a disaster. For this, do not hesitate to slightly lower the expected selling price.